If you are the type who prefers cashback rather than vouchers or miles as rewards for spending on your credit card, look no further as we are reviewing the best cash back credit cards today.
Apply online before 31 August 2014, charge $200 within 30 days and choose from two awesome gifts, the Samsung GALAXY Tab 3 (7.0") WiFi (with admin fee of $99 – exclusive online offer) or American Tourister Puzzle-Lite Spinner 59cm luggage (free of charge)
| Total eligible | Applicable CashBack | Maximum CashBack |
| monthly spend | tier for the month | earned and received |
| per quarter | ||
| $1–$999 | 0.50% | Capped at $200 |
| $1,000–$2,999 | 1% | |
| $3,000 and above | 3% |
Click here to Apply Now and we will direct you to the official card issuer's website.
You will enjoy up to 5% rebate on groceries, personal care items, daily transport, recurring utility and telco bills as well as other everyday essentials. Also, you can get up to 2% cash rebate on your overseas spend, subject to a minimum total spend of S$1,000 within the same calendar month and capped at a maximum of S$5,000 overseas spend (equivalent to Daily$100) per calendar year.
You can also use it as your ez-link card to pay for your daily transport. When you sign up for EZ-Reload, an auto top-up facility for your ez-link card, you get a 2% cash rebate when charged to your POSB Everyday Card.
| Partners |
Cash Rebates
|
| Airasia.com | 3% |
| Sheng Siong | 5% |
| SPC |
Up to 17.55% savings
|
| Watsons | 3% |
| POPULAR and UrbanWrite | 1% |
| SP Services | 1% |
| Starhub | 1% |
| Comfort/ CityCab taxi fares | 1% |
| EZ-Reload | 2% |
| HDB Season Parking fees online | 1% |
| Everything else! | 0.3% |
Click here to Apply Now and we will direct you to the official card issuer's website.
Click here to Apply Now and we will direct you to the official card issuer's website.
Depending on whether your monthly statement spending is more or less than S$600 and whether your transaction amount is more or less than $50, you get to enjoy different rates of rebate up to 7% rebate on grocery at NTUC, Sheng Siong and Giant, up to 15% rebate on coffee at Starbucks, up to 2% rebate on your EZ-Link top up as you tap and go. On other spending, get 0.3% rebates. You also get to redeem your SMRT$ for vouchers and free rides.
Click here to Apply Now and we will direct you to the official card issuer's website.
Earn 1 Rewards point with every S$1 charged and reap the benefits of a 3-year validity period. That means more time to accumulate points for higher-value Rewards items. Plus, earn HSBC's Rewards points with your tax payment. Simply charge your taxes to your HSBC credit card to enjoy the convenience of consolidating your payments into one account.
You will receive a Sign up gift of American Tourister 3-piece luggage set + 2-piece accessory worth S$380. Online sign-up exclusive: additional S$20 cash rebate as well as a 2-year Annual Fee waiver.
Click here to Apply Now and we will direct you to the official card issuer's website.
This card rewards with 6% cashback on weekend dining locally; 3% cashback on weekday dining locally, overseas dining, online spending (travel, fashion, movie tickets, etc.), groceries at all supermarkets & recurring telco bills; 0.3% on others (with min spend of S$600 in each calendar month, capped at S$80 per month). If you spend less than S$600, a flat 0.3% cashback is awarded. It also offers up to 18.3% fuel savings at Esso and Caltex petrol stations and 5% Cashback at all other petrol service stations.
Click here to Apply Now and we will direct you to the official card issuer's website.
Maybank Family & Friends Platinum MasterCard
Receive a set of American Tourister 31” and 20” luggage when you apply for Maybank Family & Friends Platinum MasterCard and CreditAble now! The annual fee of S$80 is waived for the Principal Card for the first year and when you spend a minimum of S$12,000 p.a. in subsequent years. Supplementary Cards are free.
Click here to Apply Now and we will direct you to the official card issuer's website.
Enjoy 0.5% cash rebate on local spend and 1% overseas, with no minimum spend and no monthly cap. What's more, the process is fast and convenient, with rebates automatically offset from your bill every month. Earn additional bonus 3.3% cash rebate on insurance, education and home furnishing and appliances. Simply spend a minimum of S$500 and you can enjoy a cash rebate of up to S$600 per year. To be eligible for the additional 3.3% cash rebate which is capped at S$50 per statement month, Cardmembers have to make at least 3 transactions and it must be posted within the same statement month. No annual fees for the Principal Cardmember, ever.
Click here to Apply Now and we will direct you to the official card issuer's website.
Conclusion
So, after looking at all these options, which of these cards do you think is ideal for your lifestyle and spending needs? Perhaps you can take a look at your credit card statements in the recent months to determine in which areas you spend most of your money on and how much on average are you spending each month to help you to decide. You can also consolidate and charge, your SP services, telco bills, town council conservancy charges and so on, to one card in order to earn rebates too.
Update @ 6 Nov 2014
Enjoy 1.5% cashback anywhere 24/7 365 days.
As an welcome offer, you will enjoy 5% Cashback for the first 3 months (up to a total of $5,000 spending) plus a fee waiver for the first year. Also, receive a :
- S$50 AirAsia E-Gift Voucher for the first 3,000 approved applicants
- S$20 CapitaVoucher when you apply online
There is no minimum monthly spending as well as minimum spending per transaction required. There is also no cap on the amount of cashback you can earn.
Click here to Apply Now and we will direct you to the official card issuer's website.
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