HSBC Premier Banking Promotion

From now until 30 June 2015, start your banking relationship with HSBC and be rewarded with one night stay at Capella Singapore.

Eligible customers	Requirements	Welcome rewards#
New HSBC Premier customer	Minimum fresh funds and incremental Total Relationship Balance of S$200,000	One night stay at Capella Singapore's Premier Garden Room (worth S$1,100).
	Minimum fresh funds and incremental Total Relationship Balance of S$1,200,000	One night stay at Capella Singapore's One Bedroom Garden Villa with breakfast for 2 persons + S$150 Dining Credits + S$150 Spa credits (worth S$2,200).

Preferential rates of up to 1.28% p.a.^{+^} on your savings when you top up your HSBC Premier SGD account.
Receive preferential interest rate on the fresh funds placed into your HSBC Premier account. Enjoy up to 1.28% p.a. for up to 3 months on your incremental average daily balance.

Eligibility	Top-up Amount (SGD) in fresh funds	Preferential Interest Rate+^
New+ and existing^ HSBC Premier customers.	S$1 to S$5,000,000	Up to 1.28% p.a.

Wealth Rewards

Eligibility	Requirements	Wealth Rewards
New and existing HSBC Premier customers	Minimum S$100,000 (or foreign currency equivalent) within any calendar month during the promotional period in any of the following eligible products: Unit Trust, Structured Products, Fixed Income, Insurance (Regular or Single premium policy).	Receive S$100 cash credit** with a minimum investment amount of S$100,000 (capped at S$1,500 for amount of S$1,500,000 maximum lump sum investment across full promotional period).
		Plus for any Protection or wealth need fulfilled, enjoy free one-month premium## on any new regular premium life insurance plan.

** Till 31 March 2015 and completed Goal Planning Report
## The free one month premium offer is valid till 31 March 2015

Please refer to the website for more details.

Citigold and AIA Insurance Products and Time Deposit Promotion

At Citigold, meet both your financial goals and insurance needs that help protect your retirement plans. From now till 31 March 2015, take up an AIA insurance plan with Citigold and earn 5% p.a. on your SGD Time Deposit with new funds.

Placement Amount	3 Months Tenure (p.a.)
Minimum S$40,000	5.00%

Please refer to the website for more details.

DBS Treasures Cash Gift Promotion

What better time to sign up for DBS Treasures than now? Receive a S$588 cash gift with a minimum fresh funds deposit of $200,000 or S$1,388 cash gift with a minimum fresh funds deposit of S$350,000.

This promotion is valid till 31 March 2015.

The deposit must be made using funds from outside of DBS/POSB and will need to be maintained for a period of 6 months for the purpose of this promotion. An overall minimum deposit and/or investment amount of S$350,000 will need to be maintained for a DBS Treasures relationship.

Please refer to the website for more details.

Citigold Welcome Rewards, SGD Time Deposit and New Funds Promotion

For the well-heeled amongst us, when you are choosing where to park your funds, you may wish to consider the various bank promotions for Priority / Private Banking customers.

Welcome Rewards
Start a Citigold relationship with S$250,000, complete an Investment Risk Profile with your Relationship Manager. Receive S$800 statement credit or 58,000 Citi Miles.

Citigold Client Referral Programme
Invite your family and friends for a complimentary financial consultation with your Citigold Relationship Manager and be rewarded when they start a Citigold or Citigold Private Client relationship.

If your friend starts a Citigold relationship with S$250,000	S$200 Takashimaya vouchers
If your friend starts a Citigold Private Client relationship with S$1,000,000	S$1,000 Takashimaya vouchers

Time Deposit Promotion
From now till 31 March 2015, start a Citigold Relationship and earn 1.38% p.a. interest rate on your SGD Time Deposit when you bring in fresh funds.

Currency	9 months (p.a.)
SGD	1.38%

Only applicable to Citigold clients with minimum deposit of S$50,000 and maximum deposit of S$5,000,000 per customer. This promotion is applicable for new funds.

New Funds Promotion
Receive exclusive rewards when you bring in new funds and increase your balances with Citigold.

New Funds	New Funds Gift
	For new funds brought into Current/Savings Account	For new Funds brought into investment / insurance
S$100,000 - S$249,999	S$100 Shopping Voucher	S$200 Shopping Voucher
S$250,000 - S$499,999	S$250 Shopping Voucher	S$500 Shopping Voucher
S$500,000 and above	S$500 Shopping Voucher	S$1,000 Shopping Voucher

 

Promotion is until 31 March 2015.

Please refer to the website for more details.

ANZ Lunar New Year Promotion

Receive attractive rewards and interest rates in the Year of the Goat when you bank with ANZ.

Enjoy 1.38% p.a. ANZ Instant Interest Time Deposit
Applicable to clients who place a 9-month ANZ Instant Interest Time Deposit with fresh funds of at least S$150,000.

Placement Amount	9-Month ANZ Instant Interest Time Deposit Interest Rate
SGD150,000 and above	1.38% p.a.
Below SGD150,000	0.70% p.a.

Placement Amount	12-Month ANZ Instant Interest Time Deposit Interest Rate
	SGD	USD	AUD	NZD
$150,000 and above	0.90% p.a.	0.90% p.a.	2.80% p.a.	4.00% p.a.
Below $150,000	0.60% p.a.	0.60% p.a.	2.20% p.a.	3.20% p.a.

 

Get up to S$688 ANZ Signature Priority Banking Welcome Reward
Valid for the first 300 clients who start a new ANZ Signature Priority Banking relationship
Minimum fresh funds of at least S$250,000 (or equivalent) in deposits, investments and/or insurance.
   

Qualifying Fresh Funds Amount	Welcome Cash Rewards
>= SGD250,000	SGD188
>= SGD500,000	SGD388
>= SGD1,000,000	SGD688

On top of that, the first 88 ANZ Signature Priority Banking clients, who are residing in Singapore and successfully start a relationship with the Bank from 1 January to 28 February 2015 with at least S$150,000 will receive a Double Joy Coin Set (“Gift”).

Get 8X Rewards Points with ANZ Credit Cards
ANZ Lunar New Year 8X Rewards Programme 2015 is only valid for Principal and Supplementary Cardmembers of ANZ Signature Priority Banking Credit Card, ANZ Platinum Credit Card and ANZ Switch Platinum Credit Card.

To get your 8X Rewards Points, enrol via SMS 8x <space> 16-digit Card number to 77288 by 20 February 2015, and spend at the specified bank partners.

Win Flights to Hong Kong on Singapore Airlines at the Lunar New Year Prosperity Lucky Draw 2015
Stand to win flights to Hong Kong on Singapore Airlines when you start a relationship with ANZ Signature Priority Banking, sign up for or spend with ANZ Credit Cards.

Promotion is valid till 28 February 2015. Please refer to the website for more details.


It is interesting to note that ANZ has garnered the following awards in 2014. We can definitely expect ANZ to come up with more innovative products in the new year to benefit consumers like us.

Best Deposit Product - The Asian Banker Excellence in Retail Financial Services International Awards 2014

Strategy Excellence in Customer Centricity - Retail Banker International Asia Trailblazer Awards 2014

HSBC 10-month SGD Time Deposit Promotion

Enjoy up to 1.30% p.a. on a 10-month SGD Fixed Deposit and even shopping vouchers or one night-stay at Equaries Hotel, Resorts World Sentosa when you place funds with HSBC this festive season. The minimum and maximum placement amounts are S$30,000 and S$1,500,000 respectively.

Time Deposit Option	New and Existing	New and Existing
(SGD)	HSBC Premier Customers	HSBC Advance Customers
10-month	1.30% p.a.	1.25% p.a.

Minimum placement amount in fresh funds	Gift+
S$1,000,000	One night deluxe room stay package at Equarius Hotel, Resorts World™ Sentosa + S$100 ESPA at Resorts World™ Sentosa credits + S$50 dining credits (worth S$1,040)
S$500,000	S$300 Robinsons shopping vouchers
S$200,000	S$100 Robinsons shopping vouchers

Roadshow Exclusive
Receive two cans of Skylight New Zealand Superior Abalone (worth S$79.60) when you sign up at their branch roadshows this weekend! Details here.

Minimum placement in fresh funds	Bonus Roadshow Gifts#
S$30,000	One can of Skylight New Zealand Superior Abalone
	(worth S$39.80)
S$500,000	Two cans of Skylight New Zealand Superior Abalone
	(worth S$79.60)

This promotion is valid till 31 January 2015. Please refer to the website for more details.

OCBC Chinese New Year Gift Promotion

To usher in the Year of the Goat, OCBC is offering the following for its customers.

OCBC Bonus+ Savings Account
Enjoy up to 2.35% p.a. with minimum deposit of S$10,000.

There are some conditions to be met to enjoy the 2.35% p.a. interest. Basically, all funds in the Bonus+ Savings Account enjoy a monthly base interest of 0.05% p.a. If no withdrawals are made, the interest rate will be 0.60% p.a. for 2 months and 1.15% p.a. for the third month. If no withdrawals are made in the quarter and there is minimum $10,000 fresh funds deposit, the interest rate will be 2.35% p.a. for the third month.

The maximum effective interest rate for the account will be 1.18% p.a. and a fall below fee of S$2 is chargeable if minimum monthly balances fall below S$3,000. For more details, please refer to the website.

OCBC Premier Dividend Plus Savings Account
Enjoy up to 2.50% p.a. with minimum deposit of S$100,000

There are some conditions to be met to enjoy the 2.50% p.a. interest. Basically, all funds in the Premier Dividend+ Savings Account enjoy a monthly base interest of 0.05% p.a. If no withdrawals are made, the interest rate will be 0.65% p.a. for 2 months and 1.25% p.a. for the third month. If no withdrawals are made in the quarter and there is minimum $100,000 fresh funds deposit, the interest rate will be 2.50% p.a. for the third month.

The maximum effective interest rate for the account will be 1.27% p.a. and minimum monthly balances is S$0. For more details, please refer to the website.

Early Bird Gift
For the first 800 new customers, OCBC will be giving out an OCBC Limited Edition Clutch with Swarovski Crystals.

Additional Cash Credit
Enjoy additional S$388 or S$888 Cash Credit with minimum deposit of S$350,000 (first 350 customers) or S$800,000 (first 80 customers) respectively into your Premier Dividend+ Savings Account. Funds will be earmarked for a period of 6 months from date of deposit.


OCBC 12-month SGD Time Deposit

Enjoy up to 1.30% p.a. when you deposit a minimum of S$20,000 in fresh funds

Enjoy up to 1.32% p.a. when you deposit a minimum of S$50,000 in fresh funds, exclusively for Premier customers only.

                  

                      

Prosperity Bundle
Enjoy up to 4.88% p.a. on a 3-month SGD Time Deposit when you sign-up for selected Unit Trust of minimum S$50,000 or Insurance products of minimum S$30,000.

Receive an exclusive gift when you purchase any of the following Wealth Products - Regular Premium Endowment Plans, Structured Deposits or Unit Trusts.
- 2g 999 Fine Gold Coin (worth S$190)
- Treasure Box (worth S$68)
- Robinsons shopping vouchers

Promotion is from now till 31 March 2015. Please refer to the website for more details.

HSBC Premier Banking Promotion

Get rewarded when you start an HSBC Premier relationship with a minimum of $200,000 or equivalent in deposits, investments and/or insurance.

Enjoy preferential interest rates on your SGD savings of up to 1.28% p.a. plus
receive 2 Cathay Pacific return air tickets to Hong Kong*.

Promotion is valid until 31 December 2014. Please refer to the website for more details.

* Top-up options to further destinations are available for qualifying eligible customers who do not wish to travel to Hong Kong. Customers must book their air tickets by 31 March 2015 and travel by 30 June 2015. Air tickets provided, refer to Cathay Pacific Economy Class air tickets and exclude relevant taxes, surcharges and high season surcharges.