Placement
Amount
|
11-Month ANZ Instant Interest
Time Deposit Interest Rate
|
SGD150,000
and above
|
1.50% p.a.
|
Below
SGD150,000
|
0.90% p.a.
|
Promotion is valid until 31 March 2015.
Please refer to the website for more details.
Tuesday, 17 March 2015
ANZ Time Deposit Promotion
Enjoy attractive interest of 1.50% p.a. upfront with ANZ Time Deposit.
Promotion is valid until 31 March 2015.
Please refer to the website for more details.
Promotion is valid until 31 March 2015.
Please refer to the website for more details.
Citibank InterestPlus Savings Account Promotion
Citibank is offering up to 3.5% p.a. bonus interest on the first S$50,000 in your account if you insure, invest, spend and borrow with them.
1) Insure and earn 1.2% p.a. bonus interest
If you insure with S$250 per month for 12 months or single premium of S$25,000
2) Invest and earn 1.2% p.a. bonus interest
If you invest S$250 per month for 12 months on a regular savings plan or lump sum of S$25,000 in unit trusts
3) Spend and earn 0.1% p.a. bonus interest
If you spend S$25 on your Citibank Credit Card
4) Borrow and earn 1% p.a. bonus interest
If you take up a Citibank home loan of at least S$250,000
From now till 31 Dec 2015, receive S$200 Takashimaya shopping vouchers if you open an account and fund it with S$50,000 and complete a Personal Financial Report and Investment Risk Profile with a Personal Banker. If you fund it with S$10,000, you can receive S$20 Takashimaya shopping vouchers as a Welcome gift.
Plus, apply for 2 Credit Cards to get a free cabin-sized luggage.
Bonus interest is paid:
Please refer to the website for more details.
1) Insure and earn 1.2% p.a. bonus interest
If you insure with S$250 per month for 12 months or single premium of S$25,000
2) Invest and earn 1.2% p.a. bonus interest
If you invest S$250 per month for 12 months on a regular savings plan or lump sum of S$25,000 in unit trusts
3) Spend and earn 0.1% p.a. bonus interest
If you spend S$25 on your Citibank Credit Card
4) Borrow and earn 1% p.a. bonus interest
If you take up a Citibank home loan of at least S$250,000
From now till 31 Dec 2015, receive S$200 Takashimaya shopping vouchers if you open an account and fund it with S$50,000 and complete a Personal Financial Report and Investment Risk Profile with a Personal Banker. If you fund it with S$10,000, you can receive S$20 Takashimaya shopping vouchers as a Welcome gift.
Plus, apply for 2 Credit Cards to get a free cabin-sized luggage.
Bonus interest is paid:
- Over a 12 month period for investment and insurance
- Every month whenever you spend S$25
- On the first S$50,000 in your account
- On top of your base interest
Please refer to the website for more details.
HSBC 6-Month and 12-Month Time Deposit Promotion
Enjoy up to 1.35% p.a.* on a 6-month SGD time deposit and attractive rewards* worth up to S$450 and more.
The minimum and maximum fresh funds placement amounts for the SGD TMD Promotion are S$30,000 and S$1,500,000 respectively. For placement amount greater than S$1,500,000, please contact either HSBC or your Relationship Manager.
+ Only HSBC Premier customers residing in Singapore who place minimum fresh funds of S$200,000 in a new 6-month or 12-month SGD TMD during the Promotional Period are eligible to receive Dairy Farm shopping vouchers.
Promotion is valid till 31 March 2015.
Please refer to the website for more details.
Time
Deposit Option
|
New and Existing
|
New and Existing
|
(SGD)
|
HSBC Premier Customers
|
HSBC Advance Customers
|
6-month
|
1.35% p.a.
|
1.30% p.a.
|
The minimum and maximum fresh funds placement amounts for the SGD TMD Promotion are S$30,000 and S$1,500,000 respectively. For placement amount greater than S$1,500,000, please contact either HSBC or your Relationship Manager.
Minimum
placement amount in fresh funds
|
Rewards+
|
S$200,000
|
S$50 Dairy Farm shopping
vouchers
|
S$500,000
|
S$150 Dairy Farm shopping
vouchers
|
S$1,000,000
|
S$450 Dairy Farm shopping
vouchers
|
Time
Deposit Option
|
New and Existing
|
New and Existing
|
(SGD)
|
HSBC Premier Customers
|
HSBC Advance Customers
|
12-month
|
1.40% p.a.
|
1.35% p.a.
|
Minimum
placement amount in fresh funds
|
Rewards+
|
S$200,000
|
S$80 Dairy Farm shopping
vouchers
|
S$500,000
|
S$250 Dairy Farm shopping
vouchers
|
S$1,000,000
|
S$650 Dairy Farm shopping
vouchers
|
+ Only HSBC Premier customers residing in Singapore who place minimum fresh funds of S$200,000 in a new 6-month or 12-month SGD TMD during the Promotional Period are eligible to receive Dairy Farm shopping vouchers.
Promotion is valid till 31 March 2015.
Please refer to the website for more details.
Bank of China (BOC) Time Deposits PLUS Promotion
Enjoy high interest rates for fresh funds with Bank of China on SGD and RMB Time Deposits with tenors of 6 to 15 months.
For SGD Time Deposits
For RMB Time Deposits
Promotion is valid till 31 March 2015.
Please refer to the website for more details.
For SGD Time Deposits
Tenor
|
Promotional Rates for SGD (p.a.)
| |
First Cycle
|
Second
Cycle
| |
3 + 3 months
|
1.64%
|
1.68%
|
3 + 6 months
|
1.64%
|
1.70%
|
3 + 9 months
|
1.64%
|
1.74%
|
6 + 9 months
|
1.68%
|
1.76%
|
For RMB Time Deposits
Tenor
|
Promotional Rates for RMB (p.a.)
| |
First Cycle
|
Second
Cycle
| |
3 + 3 months
|
3.70%
|
3.85%
|
3 + 6 months
|
3.70%
|
4.00%
|
3 + 9 months
|
3.70%
|
4.10%
|
6 + 9 months
|
3.78%
|
4.25%
|
Promotion is valid till 31 March 2015.
Please refer to the website for more details.
Bank of China (BOC) Time Deposit Promotion
Enjoy high interest rates on time deposits only for new or existing Prestigious Wealth Management Unit (“PWMU”) clients with fresh funds no less than SGD1,000,000 in Singapore dollars currency.
Welcome Gift
New PWMU clients can enjoy attractive rates and receive S$500 Takashimaya Shopping Vouchers at the same time.
Promotion is valid till 31 March 2015.
Please refer to the website for more details.
Currencies
|
SGD
|
USD
|
RMB
|
Promotional rates*-%p.a.
|
1.60%
|
1.25%
|
3.78%
|
Tenor
|
12-month
|
6-month
|
6-month
|
Min Deposit Amount (SGD)
|
1,000,000
|
250,000
|
10,000
|
Welcome Gift
New PWMU clients can enjoy attractive rates and receive S$500 Takashimaya Shopping Vouchers at the same time.
Promotion is valid till 31 March 2015.
Please refer to the website for more details.
Wednesday, 11 March 2015
Bank of China (BOC) Multi-Currency Savings Account Promotion - Up to 1.60% Interest
Enjoy high prevailing interest rates and receive bonus interest upfront with our BOC Multi-Currency Savings Account (SGD) with fresh funds deposit.
Please refer to the website for more details.
| Deposit Amount (SGD) | Prevailing Interest Rate (p.a.) | Upfront Bonus Interest Rate (p.a.) | Total Interest Rate (p.a.) |
| $50,000 to $99,999 | 0.40% | 1.10% | 1.50% |
| $100,000 to $999,999 | 0.48% | 1.10% | 1.58% |
| $1,000,000 and above | 0.48% | 1.13% | 1.60% |
Please refer to the website for more details.
Monday, 2 March 2015
Highest Dividend Yields among SGX Stocks with Billion Dollar Market Capitalisation
Have you ever wondered which are the SGX stocks, other than Real Estate Investment Trusts (REITS), with the highest dividend yields?
Using the SGX Stock Screener on the SGX website here, we will be able to filter out the high dividend yield stocks with market capitalisation above S$1 Billion. Below is the list of all these stocks with yields of at least 4%.
* Based on S&P Capital IQ consensus
They are from varied industries and at various P/E and P/B levels, indicating whether the stocks are expensive based on the current price levels as compared to their underlying fundamentals. Which are the ones that you are familiar with and would be willing to invest in for capital gain and dividend yields? Write to us and let us know.
Using the SGX Stock Screener on the SGX website here, we will be able to filter out the high dividend yield stocks with market capitalisation above S$1 Billion. Below is the list of all these stocks with yields of at least 4%.
Company
Name
|
Industry
|
Mkt. Cap.in S$ mm
|
P/E
|
Div. Yld.in %
|
P/BV
|
Consensus
|
Media
|
1,307.50
|
11.43
|
9.07
|
1.03
|
Buy
| |
Transportation Infrastructure
|
1,138.40
|
10.13
|
8.02
|
1.07
|
-
| |
Electronic Equipment,
Instruments and Components
|
2,233.60
|
16.11
|
6.21
|
1.24
|
Buy
| |
Industrial Conglomerates
|
15,836.40
|
8.42
|
5.51
|
1.53
|
Overperform
| |
Industrial Conglomerates
|
7,510.80
|
9.573
|
5.16
|
1.34
|
Overperform
| |
Media
|
6,606.70
|
17.85
|
5.10
|
1.76
|
Hold
| |
Real Estate Management and
Development
|
5,124.20
|
9.127
|
5.07
|
0.80
|
Buy
| |
Wireless Telecommunication
Services
|
3,696.20
|
21.06
|
4.87
|
9.35
|
Overperform
| |
Transportation Infrastructure
|
4,742.10
|
22.97
|
4.75
|
3.75
|
Underperform
| |
Wireless Telecommunication
Services
|
7,613.20
|
20.61
|
4.59
|
51.09
|
Hold
| |
Consumer Finance
|
1,175.50
|
19.49
|
4.55
|
0.72
|
-
| |
Machinery
|
6,265.60
|
11.19
|
4.32
|
2.11
|
Hold
| |
Aerospace and Defense
|
11,159.50
|
20.05
|
4.23
|
5.71
|
Overperform
| |
Transportation Infrastructure
|
3,467.30
|
18.86
|
4.19
|
2.50
|
Overperform
| |
Hotels, Restaurants and Leisure
|
2,331.90
|
20.21
|
4.09
|
1.73
|
Buy
|
* Based on S&P Capital IQ consensus
They are from varied industries and at various P/E and P/B levels, indicating whether the stocks are expensive based on the current price levels as compared to their underlying fundamentals. Which are the ones that you are familiar with and would be willing to invest in for capital gain and dividend yields? Write to us and let us know.
Subscribe to:
Posts (Atom)