Maybank 5-Year Structured Deposit Promotion

From 27 Oct to 8 Dec 2014, invest in Maybank Saver Series 7 Structured Deposit and earn up to 11% over 5 years, including a bonus interest of 1%* at the end of Year 5.

Tenure		Year 1	Year 2	Year 3	Year 4	Year 5	Potential Total Payout
Guaranteed Annual Payout	SGD	2%	2%	2%	2%	2% + 1%*	11%
* Bonus interest of 1% is only applicable at end of Year 5, if the 6-month Singapore Dollar Swap Offer Rate is 3.5% or above. A minimum investment amount of S$30,000 is required and 100% principal is guaranteed at maturity. Please refer to the website for more details.

UOB 8-Month SGD Fixed Deposit Promotion

Enjoy interest rate of 1.25% p.a.* on a 8-month Singapore Dollar Fixed Deposit.

Tenor	Promotional Interest Rate* (p.a.)
8-month	1.25%

Simply deposit a minimum of S$20,000 in fresh funds. This promotion is available till 29 November 2014.

Please refer to the website for more details.

UOB Christmas Savings Promotion

Enjoy a high interest rate of up to 1.2% p.a. plus receive CapitaVouchers when you deposit with UOB.
 

Fresh Funds deposit	S$15,000 to S$50,000	Above S$50,000 to S$100,000	Above S$100,000
Bonus Rates (p.a.)	0.7%	0.9%	1.1%
CapitaVouchers	-	S$50	S$100
Get up to 1.2% p.a. interest (total interest rate). Illustration: 1.1% p.a. interest (Bonus Rate assuming Fresh Funds
deposit of above S$100,000) + 0.1% p.a. interest (Prevailing Interest Rate for account balances above S$350,000).

 Promotion ends on 31 December 2014. Please refer to the website for more details.

 

HSBC 10-Month SGD Time Deposit Promotion

From now till 29 November 2014, HSBC will offer 1.3% p.a. interest rates on your time deposits of minimum S$30,000 for HSBC Premier customers (1.25% p.a. for HSBC Advance customers)

Interest rate	Minimum	Reward
(10-month tenor)	Placement	(Robinsons
		vouchers)
	S$30,000	-
up to 1.3% p.a.	S$200,000	S$100 voucher
	S$500,000	S$300 voucher
	S$1 million	S$700 voucher

* Fresh funds only 

Please refer to the website for more details.

Standard Chartered 4 Year Step-Up Fixed Rate Structured Deposit 5 Promotion

Standard Chartered Bank is also offering structured deposit products to the retail investor. However, the interest rates offered seem less attractive than the recent UOB and Maybank ones. Details of issue are below:

Issuer	Standard Chartered Bank (Singapore) Limited ("SCBSL" or "the Bank")
Investment currency	SGD
Tenor	4 years
Application period	Application ends 03 November 2014
	(or earlier, subject to market conditions)
Start Date	11-Nov-14
Minimum investment amount	SGD 20,000
Interest rate payout	Year 1 to 4:
	Fixed interest of
	Y1: 1.50% p.a
	Y2: 1.50% p.a
	Y3: 1.60% p.a
	Y3: 1.60% p.a
	Total interest: 6.20%

Please refer to the website for more details.

Standard Chartered e$aver Promotion

Simply deposit fresh funds from 1 November 2014 to 31 January 2015 to get up to 1.35% p.a. interest on your incremental balance (compared to October’s average daily balance).

Deposit Balance Tier	Prevailing Interest Rate on Deposit Balance	Bonus Interest Rate on eligible Incremental Balance	Total Interest Rate on eligible Incremental Balance
<S$50,000	0.10% p.a.	1.10% p.a.	1.20% p.a.
S$50,000 to <S$200,000	0.15% p.a		1.25% p.a.
≥S$200,000	0.25% p.a.		1.35% p.a.

Please refer to the website for more details.

Standard Chartered 3-Month SGD Time Deposit Promotion

From now until 10 November 2014, get an interest rate of 1.50% p.a. when you deposit a minimum of S$25,000 in fresh funds into a 3-month SGD Time Deposit with Standard Chartered Bank.

Please refer to the website for more details.