Placement
Amount
|
3 Months Tenure (p.a.)
|
Minimum
S$40,000
|
5.00%
|
Please refer to the website for more details.
Thursday, 29 January 2015
Citigold and AIA Insurance Products and Time Deposit Promotion
At Citigold, meet both your financial goals and insurance needs that help protect your retirement plans. From now till 31 March 2015, take up an AIA insurance plan with Citigold and earn 5% p.a. on your SGD Time Deposit with new funds.
Please refer to the website for more details.
Please refer to the website for more details.
Tuesday, 27 January 2015
DBS Treasures Cash Gift Promotion
What better time to sign up for DBS Treasures than now? Receive a S$588 cash gift with a minimum fresh funds deposit of $200,000 or S$1,388 cash gift with a minimum fresh funds deposit of S$350,000.
This promotion is valid till 31 March 2015.
The deposit must be made using funds from outside of DBS/POSB and will need to be maintained for a period of 6 months for the purpose of this promotion. An overall minimum deposit and/or investment amount of S$350,000 will need to be maintained for a DBS Treasures relationship.
Please refer to the website for more details.
This promotion is valid till 31 March 2015.
The deposit must be made using funds from outside of DBS/POSB and will need to be maintained for a period of 6 months for the purpose of this promotion. An overall minimum deposit and/or investment amount of S$350,000 will need to be maintained for a DBS Treasures relationship.
Please refer to the website for more details.
Chinese New Year new notes at SingPost Post Offices and Community Clubs
This year, you can get Chinese New Year new notes from all SingPost Post Offices and specially set-up ATMs at 10 selected Community Clubs (CCs) from 2 February 2015.
Standard Combination packs of $500 and $1,000 will be available at the Post Offices while combination packs of $100, $300, $500 and $1,000 will be available at the CCs.
eAng Bao with DBS PayLah!
For those of us who are more tech savvy, you can even send an eAng Bao to your loved ones with DBS PayLah! I somehow feel that it lacks the personal touch but for those of you who are away from your loved ones this holiday season, this will be very convenient to use.
Best Credit Cards for your Lunar New Year 2015 Celebrations
In 3 weeks time, we Chinese are going to usher in The Year of the Goat. This is also the time of the year when we show our appreciation to our parents, family, customers, colleagues and so on, by showering them with Chinese New Year goodies. We will also be dressed in new clothes and meeting up for reunion dinners. In this post, we will be bringing to you the best credit card offers in the market this festive season to suit your spending needs.
Update @ 4th Feb 2015
Lunar New Year Dining Rebate Promotion
Enjoy S$138 cash rebate when you dine at restaurants with a minimum spend of S$1,588 charged to your Maybank Credit Card! Limited to the first 300 customers.
Simply SMS to 79898 from 4 to 28 February 2015 after making the transaction.
Please refer to the website for more details.
DBS Sure Win Ang Pow
Spend a min. of S$168 and get a Sure Win DBS Ang Pow worth up to S$1,688 from 23 Jan – 5 Mar 2015. While stocks last.
Participating Merchants:
|
|
S$3 off Taxi Fare
Get S$3 off your Grabtaxi fare when you go visiting this Chinese New Year. Valid 1 – 18 Feb 2015 with a minimum spend of S$168 in a single receipt.
*Limited to first 200 redemptions on weekends (Fri, Sat, Sun) and 100 redemptions on weekdays (Mon-Thurs).
Please refer to the website for more details.
New Moon Abalone Lavish Gift Set*
Spend a minimum of S$2,388 (inclusive of S$80 nett spent at participating FairPrice Xtra or Finest stores) on your OCBC Credit/Debit Card and stand to redeem an exclusive New Moon Abalone Lavish Gift Set. Limited to the first 2,500 redemptions, while stocks last.
Din Tai Fung Voucher Promotion^
Spend a minimum of S$200 in a single receipt on your OCBC Credit/Debit Card to redeem a S$10 Din Tai Fung voucher. Limited to the first 5,000 redemptions, while stocks last.
Spend a minimum of S$200 in a single receipt on your OCBC Credit/Debit Card to redeem a S$10 Din Tai Fung voucher. Limited to the first 5,000 redemptions, while stocks last.
Promotion is from 21 January to 13 February 2015.
Please refer to the website for more details.
UOB has tie-ups with several restaurants and hotels and offers cardholders great deals for Chinese New Year goodies. Notably, for your retail purchases at Giant and Cold Storage, you will be receiving vouchers for minimum spending.
Please refer to the website for more details.
At Citibank, enjoy an Online Festive Special of S$68 Instant Citi Rebate for new cards sign-ups.
Get up to S$30 shopping vouchers with minimum spending at participating malls which includes AMK Hub, United Square, Wisma Atria and Marina Square and up to 40% off online shopping at Blue Nile, Luxola, Reebonz and so on.
Please refer to the website for more details.
Spend and redeem with HSBC cards this Lunar New Year.
|
Min. qualifying spend
|
Gift |
| S$1,888 (max. of 5 charge slips) | 3-piece Skylight Happiness Variety Set* (worth S$68, limited to 2,000 sets) |
| S$3,888 (max. of 10 charge slips) | 5-piece Skylight Fortune Variety Set# (worth S$138, limited to 1,000 sets) |
| S$8,888 (max. of 15 charge slips) | 6-piece Skylight Platinum Prosperity Set+ (worth S$388, limited to 300 sets) |
| Each cardholder is allowed to redeem maximum four (4) of each abalone gift set during the redemption period. Please click here for other terms and conditions. | |
| * Comprises 1 can each of NZ Superior Abalone, Superior Scallops with Braised Dried Mushroom, and Special Premium Abalone Sauce. | |
| # Comprises 1 can each of NZ Superior Abalone, Amidori Abalones in Supreme Broth, Superior Scallops with Braised Dried Mushroom, Golden Giant Topshell, and Special Premium Abalone Sauce. | |
| + Comprises 1 can each of Mexico Superior Abalone, South African Gold Abalone, Australia Superior Abalone, Braised Australia Superior Abalone, NZ Abalone, and Golden Amidori Abalone. | |
Promotion is from 14 January to 5 March 2015.
Please refer to the website for more details.
Over at Standard Chartered, enjoy an elegant afternoon high tea for two at Rose Veranda, Shangri-La Hotel (worth $113). Simply be the first 3,000 to spend $2,888 on your credit card from 15 January to 28 February 2015. To participate, either register your card online or send an SMS to 77222.
Please refer to the website for more details.
From 9 January to 31 March 2015, the Top 3 Card Spenders who charge the highest qualifying amount to their Singapore-issued Personal Maybank Card and register via SMS will win a trip for 2 to watch Manchester United vs. Arsenal LIVE at Old Trafford.
From 8 January to 3 February 2015, enjoy exclusive fares on Cathay Pacific Business, Premium Economy and Economy Class with your Maybank Credit/Debit Card.
However, it was noted that its Lunar New Year Charge and Redeem specials have all been fully redeemed as they have started the promotional period rather early as compared to the other banks.
Please refer to the website for more details.
Update @ 4th Feb 2015
Lunar New Year Dining Rebate Promotion
Enjoy S$138 cash rebate when you dine at restaurants with a minimum spend of S$1,588 charged to your Maybank Credit Card! Limited to the first 300 customers.
Simply SMS to 79898 from 4 to 28 February 2015 after making the transaction.
Please refer to the website for more details.
How much will you be spending this Lunar New Year? Have you found the credit card offers that are most attractive to you? Please let us know if you found this useful.
RHB Bank Lunar New Year Fixed Deposit Promotion
Simply open a Fixed Deposit account with a minimum deposit of S$30,000 and enjoy a 1.38% p.a. interest rate on a 6-month tenure. Receive a free Mistral Naturai Air Fryer* with a minimum deposit of S$200,000. This promotion ends 28 Feb 2015.
* Mistral Naturai Air Fryer redemption is limited to first 100 customers only
Please refer to the website for more details.
* Mistral Naturai Air Fryer redemption is limited to first 100 customers only
Please refer to the website for more details.
POSB Savings Account 1.88% p.a. Promotion
Enjoy 1.88% p.a.* for 12 months with POSB when you top up your savings account between S$1,000 and S$1,000,000. First 10,000 customers will get a S$88 Hong Bao each! This is one of the best deals in town for a 12-month "time deposit" as funds will be earmarked for 12 months and not be available for withdrawal during the same period.
To qualify:
The last time POSB introduced a similar promotion in Dec 2014, it was giving 1.5% p.a. for funds earmarked for 6 months. Seems like the interest rates are climbing much faster than expected and depositors could expect better rates in the near future.
To qualify:
- Register by 28 February 2015.
- Complete a one-time top-up by 28 February 2015.
- Maintain top up amount for 12 months.
The last time POSB introduced a similar promotion in Dec 2014, it was giving 1.5% p.a. for funds earmarked for 6 months. Seems like the interest rates are climbing much faster than expected and depositors could expect better rates in the near future.
Friday, 23 January 2015
POSB National Schools Savings Campaign 2015
In conjunction with SG50, POSB is proud to introduce The National School Savings Campaign 2015 for our next generation. I'm sure many of us have fond memories of opening our first bank account with POSB in Primary School and the Smiley Squirrel.
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According to The Business Times and Singapore Business Review, 6 out of 10 Singapore kids do not save. By making savings fun, POSB hopes to instil the savings habit in our young and make them learn the value of savings.
Your child can have fun saving with the Smiley Savings Card and even earn a $1 bonus (10% savings bonus) with every completed stamp card with 20 Smiley stamps affixed (valued at $10).
Support the campaign and sign up now!
Please refer to the website for more details.
Best Bank Deposit Rates in Singapore as at January 2015
I am sure many of you like me, are very interested in comparing the deposit rates of the various major banks in Singapore. Of course, we are assuming here that you are simply going for the highest interest rates and no customer loyalty is considered as you may have your favourite bank and you decide to keep your funds with them either for sentimental reasons or out of sheer convenience.
Ideally, we should keep 6 months or more of living expenses as our emergency funds in liquid assets, that is, bank deposits. Which are the banks that can offer the highest deposit rates at different cash levels? Before you scoff at the measly interest that we can get from bank deposits nowadays, let me remind you that a journey of a thousand miles begins with a single step. Having a regular savings plan and by accumulating our wealth bit by bit, can we actually attain the goal of financial freedom in the end.
Best Deposit Rates as at January 2015
Assuming you have S$5,000 cash,
CIMB is probably the one bank that you may want to consider. Its CIMB StarSaver Account offers 0.8% p.a. interest on its current account and offers free cheque books. There is no fall below fee. You must be at least 18 years and above and put in a minimum initial deposit of S$5,000.
To enjoy the 0.8% p.a. on the entire account balance, simply top up the month-end balance by:
Please refer to my previous post on CIMB StarSaver here. For more details, please refer to the official website.
Assuming you have S$25,000 cash,
With the Standard Chartered Bonus$aver Account, you will receive 1.88% p.a.* on your savings up to a $25,000 balance when you charge $500 per month to your Bonus$aver World MasterCard Credit or Debit Card. That's $470 interest a year. Not too bad for consolidating your credit card spend and your savings with one bank.
Current promotion: Get a Samsung GALAXY Tab 3 or $100 CashBack when you sign-up online with a minimum deposit. Details found here.
Please refer to my previous post on Standard Chartered Bonus$aver Current Account here. For more details, please refer to the official website.
Ideally, we should keep 6 months or more of living expenses as our emergency funds in liquid assets, that is, bank deposits. Which are the banks that can offer the highest deposit rates at different cash levels? Before you scoff at the measly interest that we can get from bank deposits nowadays, let me remind you that a journey of a thousand miles begins with a single step. Having a regular savings plan and by accumulating our wealth bit by bit, can we actually attain the goal of financial freedom in the end.
Best Deposit Rates as at January 2015
Assuming you have S$5,000 cash,
CIMB is probably the one bank that you may want to consider. Its CIMB StarSaver Account offers 0.8% p.a. interest on its current account and offers free cheque books. There is no fall below fee. You must be at least 18 years and above and put in a minimum initial deposit of S$5,000.
To enjoy the 0.8% p.a. on the entire account balance, simply top up the month-end balance by:
- maintaining an increasing balance with monthly deposits of a minimum amount OR
- placing a periodic lump sum deposits that will be automatically converted by CIMB Bank into equal portions for your account.
Interest Rate
|
Month-end
incremental deposit
|
CIMB StarSaver
| |
Checking and Savings Account
| |
0.8% p.a.
|
S$500
or more
|
0.5% p.a.
|
Less
than S$500
|
Please refer to my previous post on CIMB StarSaver here. For more details, please refer to the official website.
Assuming you have S$25,000 cash,
With the Standard Chartered Bonus$aver Account, you will receive 1.88% p.a.* on your savings up to a $25,000 balance when you charge $500 per month to your Bonus$aver World MasterCard Credit or Debit Card. That's $470 interest a year. Not too bad for consolidating your credit card spend and your savings with one bank.
Current promotion: Get a Samsung GALAXY Tab 3 or $100 CashBack when you sign-up online with a minimum deposit. Details found here.
Please refer to my previous post on Standard Chartered Bonus$aver Current Account here. For more details, please refer to the official website.
Assuming you have S$50,000 cash,
You should open an OCBC 360 account which is still currently the best savings account that is very rewarding for us to consolidate our salary credit, GIRO transactions and credit card spendings with one bank. That's $1,525 interest a year or a cool $127 a month or up to 3.05% p.a. on the first S$50,000 balance. It is very good for an account which allows you the flexibility of withdrawing funds as and when required.
So, how does it work? You can earn 0.05% per year base interest for account balances of up to S$200,000 or base interest of 0.15% per year on balances above S$200,000.
Bonus interest of extra 1% per year can be earned each when you do all or any of the following:
1. Credit your salary every month by GIRO of at least S$2,000
2. Pay any 3 bills every month either through internet banking or GIRO
3. Spend at least S$400 on your OCBC Credit Cards every month - only main cardholder only
These conditions are quite easy to achieve for the man in the street as compared to similar products like the DBS Multiplier Account.
Please refer to my previous post on OCBC 360 Account here. For more details, please refer to the official website.
With the DBS Multiplier Account, you can earn up to 2.08% p.a. on the first S$50,000 of your savings just through your regular banking with DBS of S$7,500 or more per month. That's $900 to $1,040 interest a year.
This product is aimed at rewarding customers for consolidating their banking needs with DBS. The higher interest will be awarded if any or all of these add up to at least S$7,500 per month:
1. Your Salary is credited to a DBS / POSB account
2. Your Credit Card spendings with DBS / POSB Credit Cards
3. Your Home Loan from DBS / POSB
4. Your Investment Dividends are credited to a DBS / POSB account
Judging from the monthly cashflow amounts, DBS is targeting at the above average earners, spenders, those with big mortgages and the investment saavy folks with deep pockets. However, the redeeming factors are DBS includes all monthly credit card spendings of supplementary cardholders as well. For the PSOB/DBS home loan instalment repayments, both CPF and cash components are taken into consideration.
Total
monthly banking with DBS or POSB
|
Interest Rate (p.a.)1
|
<
S$7,500
|
0.05%
|
S$7,500
to < S$10,000
|
1.08%^
|
S$10,000
to < S$12,500
|
1.28%
|
S$12,500
to < S$15,000
|
1.48%
|
S$15,000
to < S$20,000
|
1.68%
|
S$20,000
and above
|
2.08%
|
| 1Remaining balance over and above the first S$50,000 will be accorded the prevailing base interest rate for that month. | |
| ^Effective from 1 Oct 2014, the interest rate of this tier is revised from 0.98% p.a. to 1.08% p.a. | |
Please refer to my previous post on DBS Multiplier Account here. For more details, please refer to the official website.
Fixed Deposits
If you have funds that you can stash away for 12 months, you may consider placing a time deposit to get higher interest rates.
Assuming you have S$25,000 cash or more,
placing a 12-month time deposit with CIMB will earning you an interest of 1.25% p.a. Please refer to my previous post on this here.
Assuming you have S$30,000 cash or more,
placing a 10-month time deposit with HSBC will get you an interest of 1.25% p.a (HSBC Advance) or 1.35% p.a. (HSBC Premier). Please refer to my previous post on this here.
Update @ 27 Jan 2015
You can also place a 12-month fixed deposit with RHB Bank and get an interest of 1.38% p.a. plus a Mistral Naturai Air Fryer with a S$200,000 deposit. Please refer to my latest post on this here.
Assuming you have S$50,000 cash or more,
placing a 12-month time deposit with Maybank will earn you an interest of 1.35% p.a. and a 24-month time deposit yields an interest of 1.55% p.a. Please refer to my previous post on this here.
Assuming you have S$150,000 cash or more,
placing it with ANZ Bank for 12 months will earn you an interest of 1.38% p.a.
Please refer to my previous post on this here.
So, have you decided where to park your emergency funds based on the above? Let us know if you know of other bank promotions which we may have missed out.
Update @ 27 Jan 2015
Assuming you have S$1,000 cash or more,
placing a 12-month "time deposit" with POSB will earning you an interest of 1.88% p.a (the highest in the market now) plus an $88 cash ang pow if you are the first 10,000 qualifying customers. Please refer to my latest post on this here.
Wednesday, 21 January 2015
SG50 Jubilee Baby Perks
2015 is the year when Singapore celebrates its Golden Jubilee and for those of us who are welcoming new babies into this world, you have a lot to look forward to. What better way to celebrate the future of this nation?
Singapore Government
In conjunction with the SG50 celebrations to commemorate Singapore’s Golden Jubilee, every Singapore Citizen child born in 2015 will receive the SG50 Baby Jubilee Gift. It consists of a small set of meaningful items from all Singaporeans to welcome every Singapore Citizen baby born in 2015. It consists of a total of 8 items including a commemorative medallion, a diaper bag, a set of baby clothes, a multi-functional shawl, a baby sling, a scrapbook, a family photo frame and a set of baby books. Parents are encouraged to register for the Gift within two months of the child’s birth, as it includes items designed for newborn babies.
Please refer to the website for more details.
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In addition, 5 lucky babies born in 2015 are entitled to a S$10,000 Education Grant each for parents who register before 15 June 2015.
Please refer to the website for more details.
Great Eastern Life
Great Eastern Life celebrates Singapore's 50th birthday and the birth of your baby with the Great Eastern SG50 baby gift pack which includes free health coverage for a year, SG50 baby accessories and Live Great privileges.
Please refer to the website for more details.
AIA
Please refer to the website for more details.
Thomson Medical Centre
If you choose to delivery your baby at Thomson Medical, you will receive the Thomson SG50 Jubilee Joy Pack.
That's a whole lot of goodies in store for your new baby this year. Did I miss out anything that you might want to highlight?
Singapore Government
In conjunction with the SG50 celebrations to commemorate Singapore’s Golden Jubilee, every Singapore Citizen child born in 2015 will receive the SG50 Baby Jubilee Gift. It consists of a small set of meaningful items from all Singaporeans to welcome every Singapore Citizen baby born in 2015. It consists of a total of 8 items including a commemorative medallion, a diaper bag, a set of baby clothes, a multi-functional shawl, a baby sling, a scrapbook, a family photo frame and a set of baby books. Parents are encouraged to register for the Gift within two months of the child’s birth, as it includes items designed for newborn babies.
Please refer to the website for more details.
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Babies born in 2015 are entitled to receive a commemorative Smiley Gift bag upon registration with POSB, the "people's bank". The limited edition gift comprises of 9 items which includes a diaper bag, a pair of mittens and booties, a plush toy, a coin bank, a height chart, a Bluetooth selfie stick, a 2R picture holder, a "baby on board" car sign and a pack of Zappy baby wipes.In addition, 5 lucky babies born in 2015 are entitled to a S$10,000 Education Grant each for parents who register before 15 June 2015.
Please refer to the website for more details.
Great Eastern Life
Great Eastern Life celebrates Singapore's 50th birthday and the birth of your baby with the Great Eastern SG50 baby gift pack which includes free health coverage for a year, SG50 baby accessories and Live Great privileges.
Please refer to the website for more details.
AIA
Parents with babies born in 2015 have plenty to be cheerful about. Because AIA is giving each family free one year's worth of insurance cover and up to $200 worth of Robinsons Gift Card to begin your parenthood journey.
Please refer to the website for more details.
Thomson Medical Centre
If you choose to delivery your baby at Thomson Medical, you will receive the Thomson SG50 Jubilee Joy Pack.
- $50 Cordlife cord blood banking premium [FBI/SBI members will receive an additional $650 premium (total value of $700)]
- SG50 rates for Single and Two-Bedded rooms
- AXA 6 months medical coverage for newborn and premium vouchers up to $450 [FBI/SBI members will receive an additional $150 voucher (total value of $600)]
- OCBC bank exclusive (Receive up to $100 in your OCBC Child Development Account)
- 6 months online subscription to Mother & Baby and 8 Days magazines
- Huggies Newborn Diaper Pack (24 pcs), Huggies Gentle Care Wipes (10pcs) and $5 diaper voucher
- Thomson Medical 36th Anniversary special edition Baby’s Health Booklet cover
- Education book made of fabric to aid child’s learning
- Baby latex bean pillow
- Diaper caddy
- Selfie stick
- Baby changing mat
- A copy of Thomson Mummies’ Pampering Treats on Dental/Aesthetic/Traditional Chinese Medicine (TCM) services
- Thomson SG50 Tote Bag
That's a whole lot of goodies in store for your new baby this year. Did I miss out anything that you might want to highlight?
Tuesday, 20 January 2015
Citigold Welcome Rewards, SGD Time Deposit and New Funds Promotion
For the well-heeled amongst us, when you are choosing where to park your funds, you may wish to consider the various bank promotions for Priority / Private Banking customers.
Welcome Rewards
Start a Citigold relationship with S$250,000, complete an Investment Risk Profile with your Relationship Manager. Receive S$800 statement credit or 58,000 Citi Miles.
Citigold Client Referral Programme
Invite your family and friends for a complimentary financial consultation with your Citigold Relationship Manager and be rewarded when they start a Citigold or Citigold Private Client relationship.
Time Deposit Promotion
From now till 31 March 2015, start a Citigold Relationship and earn 1.38% p.a. interest rate on your SGD Time Deposit when you bring in fresh funds.
Only applicable to Citigold clients with minimum deposit of S$50,000 and maximum deposit of S$5,000,000 per customer. This promotion is applicable for new funds.
New Funds Promotion
Receive exclusive rewards when you bring in new funds and increase your balances with Citigold.
Welcome Rewards
Start a Citigold relationship with S$250,000, complete an Investment Risk Profile with your Relationship Manager. Receive S$800 statement credit or 58,000 Citi Miles.
Citigold Client Referral Programme
Invite your family and friends for a complimentary financial consultation with your Citigold Relationship Manager and be rewarded when they start a Citigold or Citigold Private Client relationship.
| If your friend starts a Citigold relationship with S$250,000 |
S$200
Takashimaya vouchers
|
If your
friend starts a Citigold Private Client relationship with S$1,000,000
|
S$1,000
Takashimaya vouchers
|
Time Deposit Promotion
From now till 31 March 2015, start a Citigold Relationship and earn 1.38% p.a. interest rate on your SGD Time Deposit when you bring in fresh funds.
Currency
|
9 months (p.a.)
|
SGD
|
1.38%
|
Only applicable to Citigold clients with minimum deposit of S$50,000 and maximum deposit of S$5,000,000 per customer. This promotion is applicable for new funds.
New Funds Promotion
Receive exclusive rewards when you bring in new funds and increase your balances with Citigold.
New
Funds
|
New
Funds Gift
| |
For new funds brought into Current/Savings
Account
|
For
new Funds brought into investment / insurance
| |
S$100,000 -
S$249,999
|
S$100 Shopping
Voucher
|
S$200 Shopping
Voucher
|
S$250,000 -
S$499,999
|
S$250 Shopping
Voucher
|
S$500 Shopping
Voucher
|
S$500,000 and
above
|
S$500 Shopping
Voucher
|
S$1,000 Shopping
Voucher
|
Promotion is until 31 March 2015.
Please refer to the website for more details.
Thursday, 15 January 2015
Standard Chartered e$aver Promotion
From now till 31 January 2015, enjoy up to 1.35% p.a. interest, no lock-in period and no minimum deposit, when you bring in incremental fresh funds* (compared to October 2014's average daily balance).
Please refer to the website for more details.
Deposit
Balance Tier
|
Prevailing Interest Rate
on Deposit Balance
|
Bonus
Interest Rate on eligible Incremental Balance
|
Total Interest Rate on
eligible Incremental Balance
|
<S$50,000
|
0.10% p.a.
|
1.10%
p.a.
|
1.20% p.a.
|
S$50,000 to <S$200,000
|
0.15% p.a
|
1.25% p.a.
| |
≥S$200,000
|
0.25% p.a.
|
1.35% p.a.
|
Please refer to the website for more details.
ANZ Lunar New Year Promotion
Receive attractive rewards and interest rates in the Year of the Goat when you bank with ANZ.
Enjoy 1.38% p.a. ANZ Instant Interest Time Deposit
Applicable to clients who place a 9-month ANZ Instant Interest Time Deposit with fresh funds of at least S$150,000.
Get up to S$688 ANZ Signature Priority Banking Welcome Reward
Valid for the first 300 clients who start a new ANZ Signature Priority Banking relationship
Minimum fresh funds of at least S$250,000 (or equivalent) in deposits, investments and/or insurance.
On top of that, the first 88 ANZ Signature Priority Banking clients, who are residing in Singapore and successfully start a relationship with the Bank from 1 January to 28 February 2015 with at least S$150,000 will receive a Double Joy Coin Set (“Gift”).
Get 8X Rewards Points with ANZ Credit Cards
ANZ Lunar New Year 8X Rewards Programme 2015 is only valid for Principal and Supplementary Cardmembers of ANZ Signature Priority Banking Credit Card, ANZ Platinum Credit Card and ANZ Switch Platinum Credit Card.
To get your 8X Rewards Points, enrol via SMS 8x <space> 16-digit Card number to 77288 by 20 February 2015, and spend at the specified bank partners.
Win Flights to Hong Kong on Singapore Airlines at the Lunar New Year Prosperity Lucky Draw 2015
Stand to win flights to Hong Kong on Singapore Airlines when you start a relationship with ANZ Signature Priority Banking, sign up for or spend with ANZ Credit Cards.
Promotion is valid till 28 February 2015. Please refer to the website for more details.
It is interesting to note that ANZ has garnered the following awards in 2014. We can definitely expect ANZ to come up with more innovative products in the new year to benefit consumers like us.
Best Deposit Product - The Asian Banker Excellence in Retail Financial Services International Awards 2014
Enjoy 1.38% p.a. ANZ Instant Interest Time Deposit
Applicable to clients who place a 9-month ANZ Instant Interest Time Deposit with fresh funds of at least S$150,000.
|
Placement Amount
|
9-Month ANZ Instant Interest Time Deposit Interest Rate
|
SGD150,000 and above
|
1.38% p.a.
|
Below SGD150,000
|
0.70% p.a.
|
|
Placement Amount
|
12-Month ANZ Instant Interest Time Deposit Interest Rate
| |||
SGD
|
USD
|
AUD
|
NZD
| |
$150,000 and above
|
0.90% p.a.
|
0.90% p.a.
|
2.80% p.a.
|
4.00% p.a.
|
Below $150,000
|
0.60% p.a.
|
0.60% p.a.
|
2.20% p.a.
|
3.20% p.a.
|
Get up to S$688 ANZ Signature Priority Banking Welcome Reward
Valid for the first 300 clients who start a new ANZ Signature Priority Banking relationship
Minimum fresh funds of at least S$250,000 (or equivalent) in deposits, investments and/or insurance.
|
Qualifying Fresh Funds Amount
|
Welcome Cash Rewards
|
>= SGD250,000
|
SGD188
|
>= SGD500,000
|
SGD388
|
>= SGD1,000,000
|
SGD688
|
On top of that, the first 88 ANZ Signature Priority Banking clients, who are residing in Singapore and successfully start a relationship with the Bank from 1 January to 28 February 2015 with at least S$150,000 will receive a Double Joy Coin Set (“Gift”).
Get 8X Rewards Points with ANZ Credit Cards
ANZ Lunar New Year 8X Rewards Programme 2015 is only valid for Principal and Supplementary Cardmembers of ANZ Signature Priority Banking Credit Card, ANZ Platinum Credit Card and ANZ Switch Platinum Credit Card.
To get your 8X Rewards Points, enrol via SMS 8x <space> 16-digit Card number to 77288 by 20 February 2015, and spend at the specified bank partners.
Win Flights to Hong Kong on Singapore Airlines at the Lunar New Year Prosperity Lucky Draw 2015
Stand to win flights to Hong Kong on Singapore Airlines when you start a relationship with ANZ Signature Priority Banking, sign up for or spend with ANZ Credit Cards.
Promotion is valid till 28 February 2015. Please refer to the website for more details.
It is interesting to note that ANZ has garnered the following awards in 2014. We can definitely expect ANZ to come up with more innovative products in the new year to benefit consumers like us.
Best Deposit Product - The Asian Banker Excellence in Retail Financial Services International Awards 2014
| Strategy Excellence in Customer Centricity - Retail Banker International Asia Trailblazer Awards 2014 |
HSBC 10-month SGD Time Deposit Promotion
Enjoy up to 1.30% p.a. on a 10-month SGD Fixed Deposit and even shopping vouchers or one night-stay at Equaries Hotel, Resorts World Sentosa when you place funds with HSBC this festive season. The minimum and maximum placement amounts are S$30,000 and S$1,500,000 respectively.
Roadshow Exclusive
Receive two cans of Skylight New Zealand Superior Abalone (worth S$79.60) when you sign up at their branch roadshows this weekend! Details here.
This promotion is valid till 31 January 2015. Please refer to the website for more details.
Time
Deposit Option
|
New and Existing
|
New and Existing
|
(SGD)
|
HSBC Premier Customers
|
HSBC Advance Customers
|
10-month
|
1.30% p.a.
|
1.25% p.a.
|
Minimum
placement amount in fresh funds
|
Gift+
|
S$1,000,000
|
One night deluxe room stay
package at Equarius Hotel, Resorts World™ Sentosa + S$100 ESPA at Resorts
World™ Sentosa credits + S$50 dining credits (worth S$1,040)
|
S$500,000
|
S$300 Robinsons shopping
vouchers
|
S$200,000
|
S$100 Robinsons shopping
vouchers
|
Roadshow Exclusive
Receive two cans of Skylight New Zealand Superior Abalone (worth S$79.60) when you sign up at their branch roadshows this weekend! Details here.
|
Minimum
placement in fresh funds
|
Bonus Roadshow Gifts#
|
| S$30,000 | One can of Skylight New Zealand Superior Abalone |
| (worth S$39.80) | |
| S$500,000 | Two cans of Skylight New Zealand Superior Abalone |
| (worth S$79.60) |
This promotion is valid till 31 January 2015. Please refer to the website for more details.
CIMB 12-month SGD Fixed Deposit Promotion
Enjoy up to 1.30% p.a. for a 12-month SGD Fixed Deposit with CIMB.
Promotion runs until 31 March 2015. Please refer to the website for more details.
Deposit
(Fresh funds)
|
Interest Rate
|
S$25,000 to below S$250,000
|
1.25%
p.a.
|
S$250,000 and above
|
1.30%
p.a.
|
Promotion runs until 31 March 2015. Please refer to the website for more details.
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